For all your family members’ health needs.

Plus more Rewards points for treats.

Pet Insurance for Hudson’s Bay Customers


Pet Insurance for HBC Customers is underwritten by Petline Insurance Company, one of Canada’s largest and most trusted pet insurance underwriters. Our products offer peace of mind and benefits designed to cover the treatments and care most important to your pet’s health, ensuring your pets live happier, healthier and fuller lives.

With health insurance for your cats and dogs, you can be reimbursed for up to 80% of veterinary costs including x-rays, hospitalization, surgery, dental care and prescriptions.

Our plans also include coverage for medical devices and complementary therapies such as physiotherapy, massage therapy and even acupuncture.


  • Canadian based customer service.
  • Coverage that renews annually.
  • Multiple pet discounts when three or more pets are insured.
  • Hudson’s Bay Rewards points1.


Choose the plan that best suits your needs and budget. If you have more than one pet, multiple-pet discounts are available. You can keep your own vet or any other licensed veterinarian in Canada. While vacationing in North America, you can visit a licensed veterinarian in any province, territory, or in the continental United States.

Pet insurance reimburses you for up to 80% of veterinary costs if your pet becomes ill or injured in an accident. There are three levels of coverage are available.



Basic Care Enhanced Care Enhanced Care Plus
Earn Hudson’s Bay
Rewards Annually¹
Earn 2,000 Points Earn 3,000 Points Earn 4,000 Points
Hudson Bay Gift Card Value $10 $10 $20
Accident $1,000 per accident $2,000 per accident $4,000 per accident
Illness $1,000 per illness, per year $2,000 per illness, per year $4,000 per illness, per year
Maximum Combined
Payable per year
for Accidents and Illnesses
$2,000 Unlimited Unlimited
Alternative therapy $350 $350 $350
Behavioural therapy Not Covered $350 $350
Medical devices $350 $350 $350
Dental $200 $300 $400

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Many pet owners consider their furry friends to be an integral part of their family. If you’re concerned about potential health care costs for your pets, pet insurance is a good option in case of accidents, illness and dental costs.

Our latest articles on Pet Insurance

Preventing Heat Exhaustion in Dogs

  • Posted by hbfs
  • On July 3, 2019
After a long, cold winter, many pet owners are taking advantage of the nice weather and spending time outside with their pups. As the temperature rises, make sure to keep an eye on your pets for signs of heat exhaustion and take preventative measures to keep them safe.
Read More

Four Factors to Consider Before Adopting a Pet

  • Posted by hbfs
  • On May 8, 2019
Adopting a pet is rewarding, but it can be a big life change. Before you bring home a new cat or dog, consider how an additional family member will change the dynamic in your house and if your new pet will be happy with your home and lifestyle.
Read More

Do You Need Insurance for a Long Weekend Trip?

  • Posted by hbfs
  • On April 24, 2019
In a few weeks, the unofficial start of summer will be upon us as people all over the country head out for the Victoria Day long weekend. Many choose to stay within the country and therefore don’t think they need insurance — but depending on your travel plans, travel and pet insurance can provide financial […]
Read More

Keep Your Pet Healthy This Spring

  • Posted by hbfs
  • On February 27, 2019
It’s never too early to start thinking about springtime safety and keeping your pet healthy for the upcoming warm weather. It’s important to make an appointment with your veterinarian for a yearly checkup to assess overall health, address any concerns and keep your cat or dog current with their vaccines.
Read More

Winter Exercise Tips for Your Dog

  • Posted by hbfs
  • On February 6, 2019
Dogs need daily exercise, no matter the weather. It can be challenging to maintain your pup’s level of physical activity during cold weather, but with a few winter exercise tips, you can make sure your canine companion stays healthy and safe during cold spells.
Read More

Dog Safety Tips for the Snow

  • Posted by hbfs
  • On January 16, 2019
Snow can be polarizing — some people love it while others hate it. The same can be said for our pets. Some pups can’t wait for that first snowfall to run through piles of the fluffy white stuff, while others refuse to go out once the ground is covered. Dogs still need exercise during the […]
Read More

Buying a Cat as a Gift Might Not Be the Best Idea

  • Posted by hbfs
  • On December 19, 2018
It can be tempting to gift a cat for the holidays, especially if a loved one has been talking about bringing a feline companion into their lives. However, it’s important to consider the consequences of such a gift. It’s possible the recipient isn’t ready for the responsibility or their lifestyle isn’t conducive to owning a […]
Read More

Pet Safety Tips During the Holidays

  • Posted by hbfs
  • On November 28, 2018
The upcoming holiday celebrations can pose many dangers for dogs and cats. With all the excitement, we can sometimes forget about pet safety when it comes to decorations, toxic plants and travelling to visit friends and family.
Read More
¹Earn 2,000 Hudson’s Bay Rewards points when you purchase a Basic Care Plan; 3,000 Hudson’s Bay Rewards points for Enhanced Care; and 4,000 Hudson’s Bay Rewards points for an Enhanced Care Plus plan. Points will be issued in equal increments after every six months when you use a valid Canadian-issued credit card to pay for your premiums and will not be pro-rated. Offer valid in Alberta, British Columbia, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, and Quebec.
²Rates and product details are effective as of July 1, 2018, and are subject to change without notice. All plans are subject to the terms and conditions of your Policy and Documents of Insurance. Premiums vary by breed and where you live.
Pet insurance for Hudson’s Bay customers is arranged for by Hudson Bay Financial Services and underwritten by Petline Insurance.

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