Fast and Simple


Extra Rewards.

Simplified and Secure Money Transfers

Money Transferred Points Earned² Hudson’s Bay Gift Card Value
$2,000 – $9,999 2,000 $10
$10,000 – $15,999 3,000 $10
$16,000 – $20,999 5,000 $20
$21,000+ 5,000 $25


OFX is a leading international currency exchange service for consumers and businesses transferring large dollar amounts across borders. OFX combines a streamlined digital experience and expert personal service with great rates so customers can transact across borders when, where and how they want at a better exchange rate.

Founded twenty years ago, OFX has transferred more than $100B in 55 currencies around the globe.


OFX offers:

  • Canadian based customer service.
  • No transfer fees on transactions over $10,000.
  • Competitive exchange rates that result in substantial savings.
  • Hudson Bay Rewards points¹ on currency transactions of $2,000 CAD or more.


  • Need to transfer funds for out-of-country travel.
  • Pay for services related to a destination wedding.
  • Down payment or recurring purchases for a foreign property.
  • Sending regular or one-time payments to family abroad.

Open your account in just Minutes

Open a personal account to transfer funds abroad, whether sending to your own account or to family and friends.

Create a business account to pay staff overseas, to import or export goods or general business between two or more countries.



OFX offers excellent exchange rates, beating the banks by 3 to 4% every time. Fast, secure, and 24/7 access.

Our latest articles on Foreign Exchange

How Long Does a Money Transfer Take?

  • Posted by hbfs
  • On April 17, 2019
A number of variables determine how long it will take for a money transfer to complete. One of the biggest factors is which company you use for the transaction. For example, an international transfer through a bank can often take two to five business days, but that same transfer through OFX could be completed in […]
Read More

Tips for Buying a House Abroad

  • Posted by hbfs
  • On February 20, 2019
When buying a house abroad, whether as an investment property or retirement retreat, you’ll need to find a secure and affordable way to transfer money overseas. In many countries, lending money to foreign buyers is restricted — and even if it is an option, strict terms and conditions often apply.
Read More

How to Pay for International Grad School

  • Posted by hbfs
  • On January 23, 2019
If your New Year’s resolution includes pursuing higher education, an international grad school could provide you with a once-in-a-lifetime opportunity. While many people limit themselves to Canada or the United States when thinking about applying to graduate school, enrolling at an international grad school can bring about many benefits. Immersing yourself in a new culture […]
Read More

How to Transfer Money without Extra Fees

  • Posted by hbfs
  • On December 5, 2018
Transferring money with Hudson’s Bay Financial Services and OFX is quick, easy and affordable — with no fees on transactions over $10,000. With our simplified approach to transferring money, you’ll only pay a $15 flat fee on transactions under $10,000 — much lower than what banks charge.
Read More

Competitive International Wire Transfer Options

  • Posted by hbfs
  • On November 7, 2018
There was a time when banks were the preferred method for international wire transfers. And because they didn’t have much competition, they could charge significant fees. Today, banks still charge as much as $40 for a basic transfer, but thankfully another option is available for affordable money transfers — Hudson’s Bay Financial Services and OFX.
Read More

The Beginner’s Guide to Sending Money Overseas

  • Posted by hbfs
  • On September 19, 2018
There are a number of reasons you might need to send money overseas, such as planning a destination wedding, moving abroad or buying an investment property. Often these events are the first time people will have to send money internationally, and the different options to complete a money transfer can be confusing. Before sending money […]
Read More

Live Life to the Fullest and Embrace Living Abroad

  • Posted by hbfs
  • On August 1, 2018
It’s exciting to daydream about living abroad — to pack up your belongings and leave Canada to start an adventure of a lifetime. Many people dream of taking the leap to a new country but get discouraged when they think about the logistics involved. While moving out-of-country requires some planning, it’s not as complicated as […]
Read More
1Earn 2,000 Hudson’s Bay Rewards points on currency transactions of $2,000 to $9,999 CAD; 3,000 points on currency transactions of $10,000 to $15,999 CAD; 4,000 points on currency transactions of $16,000 to $20,999 CAD; and 5,000 points on currency transactions of $21,000 CAD or more.
Foreign exchange services are provided, and money transfers are arranged for by OFX Limited. OFX is registered with FINTRAC (registration number M08560392).

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